Over time, funeral expenses just go up and up. This can mean that the funeral cover you arrange now may soon not be enough.
We can arrange a plan that allows you to increase your cover by up to 15% every 5 years without any health assessment AND without incurring a new 2 year accidental death only period. If you want to increase your cover with most other providers you will need to start a new policy for the increased amount and only be covered for accidental death for the first two years.
Even with this benefit the plan is still one of the most competitively priced in the market and comes from a Kiwi owned life insurer, rated Number 1* for satisfaction. The plan itself is rated 4.5 stars, one of only two funeral plans from the entire market to receive this independent product assessment**
Claims are handled quickly and efficiently to ensure the money is available to your family when they need it.
Answer these few simple questions and we will email your quote within the next few hours.
You choose the level of cover:
From $5,000 up to $20,000
Guaranteed Acceptance and Premiums:
Acceptance is automatic with no health assessment needed, if you are between 55 and 85 years old. Once your policy is in place your cover and premiums are guaranteed for life.
How the Plan Works:
As soon as your plan is in place, you are covered for death resulting from an accident. For any other causes, during the first two years of the policy you will receive a full refund of any premiums paid. After that you are fully covered for your selected cover amount whatever the cause of death.
Increasing Cover to Match Increasing Funeral Expenses:
You may want increase your cover amount to keep pace with increasing costs. The Increasing Funeral Costs Benefit allows your cover level to be increased by up to 15% without any health assessment every 5 years after your policy commences.
*5 star rating from the annual Lewers Survey of Independent Advisers (Formally Beaton Survey) for 2016.
**Quality Product Research Limited